If your bills or loans are not paid on time, the business you borrowed money from or bought goods or services from might ask a debt collector to collect the money from you.
https://comcom.govt.nz/consumers/dealing-with-typical-situations/debt-collection
Where can I find help?
Get free budgeting advice from community agencies such as Money Talks or your local budgeting adviser.
If you need legal advice, contact Community Law Waikato on 0800 529482 or reception@clwaikato.org.nz